The core goal of fintech is to innovate, democratize access, reduce costs, and enhance efficiency in financial services with convenience, speed, and security as key aspects. The introduction of NIBSS Direct Debit was a major step toward improving these aspects, but we’ve taken it even further with Transactpay Trust. Our game-changing system seamlessly combines NIBSS Direct Debit with Card Tokenization, allowing customers to either tokenize their cards or set up direct debit on their bank accounts. This enables effortless one-click checkouts across all Transactpay merchants, enhancing transaction success rates and customer retention.

Whether it’s direct debit for bank transfers or card tokenization for frictionless payments, Transactpay Trust offers it to you in one simple package. Transactpay Trust enhances transaction success rates, boosts customer retention, and is a must-have for subscription-based businesses. But it does more than that—it empowers enterprises, startups, and SMEs in unprecedented ways.

Why Transactpay Trust is a Game-Changer

For Enterprises: Unlock BNPL, Loan Repayments & Reliable Subscriptions

Large-scale businesses can leverage Transactpay Trust to:

• Offer Buy Now, Pay Later (BNPL) solutions without the friction of manual payments.
• Enable seamless loan repayments with direct debit, ensuring customers pay on time, every time.
• Increase subscription success rates as bank transfers via direct debit are far more reliable than card tokenization alone.

By combining direct debit and card tokenization, Transactpay Trust ensures enterprises never lose revenue due to failed payments.

For Startups: Build New Payment-Driven Innovations on top of Direct Debit

The startup ecosystem thrives on innovation—and Transactpay Trust provides the perfect foundation.

• Think of Owo by Mono or Paystack’s new Zap—new fintech solutions built on direct debit.
• Turn new ideas into reality by leveraging a robust payment infrastructure that facilitates new product creation.
• Redefine financial services by giving customers seamless, secure, and efficient payment options.

With Transactpay Trust, startups have the flexibility to explore, innovate, and disrupt markets with new fintech solutions.

For SMEs: Enterprise-Level Commerce for Small Businesses

Small businesses often struggle with payment inefficiencies that large corporations don’t face. But with Transactpay Trust, SMEs can level the playing field:

• Pairing Trust with Transactpay Catalog allows businesses to run commerce like an enterprise.
• Customers can shop regularly and check out instantly with just an OTP.
• Boost customer retention and revenue growth with seamless recurring transactions.

With Transactpay Trust, small businesses can operate at the scale of e-commerce giants, keeping customers engaged and sales flowing effortlessly.

Why Choose Transactpay?

At Transactpay, we’re not just another payment platform—we’re the payment partner that puts YOU first.

• Faster checkouts with one-click payments across all Transactpay merchants.
• More reliable transactions with bank transfer and card tokenization combined.
• A future-proof system built for enterprises, startups, and SMEs alike.

If you’re ready to unlock the next level of payment efficiency, Transactpay Trust is the key.